12,847 families protected in 2026
COVERAGE THAT FITS YOUR FAMILY

Plans & Coverage

Every plan builds cash value from day one. Choose the monthly contribution that fits your budget — you can always adjust later.

STARTER
$85/mo

Foundational protection for young families just getting started.

  • $100,000 coverage
  • Cash value accumulation
  • No medical exam for most applicants
  • Emergency full surrender option
MOST POPULAR
FAMILY
$185/mo

Balanced protection and faster-growing cash value for education and emergencies.

  • $250,000 coverage
  • Faster cash value accumulation
  • Education withdrawal option
  • Priority advisor support
LEGACY
$350/mo

Maximum protection and cash value growth for long-term family planning.

  • $750,000 coverage
  • Maximum cash value growth
  • Multi-purpose withdrawals
  • Dedicated family advisor
Not sure which plan fits? Try the calculator or .